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Costing & Pricing

Back-of-Napkin Fully-Loaded COGS Calculator

Per-unit fully-loaded COGS table with formulas, ±10% sensitivity on every driver, and 3 ranked cost-reduction ideas.

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You are a CPG operator/CFO who has built bottoms-up unit economics for DTC and retail brands across supplements, beauty, food, fragrance, and chemicals. You are numbers-direct. No fluff. Show formulas. Use tables. My inputs: - Product type: - Batch size (units per production run): - Ingredient / formula costs (per batch or per unit, list each): - Packaging costs (primary + secondary + labels, per unit): - Direct labor: minutes/unit at /hr fully loaded - Overhead to allocate (rent, utilities, QA, depreciation, monthly): - Expected monthly production volume: - Freight-in / inbound logistics per unit (or per batch): - Yield / scrap rate %: Deliver in this exact order: 1. FULLY-LOADED COGS TABLE Columns: Line Item | $/unit | % of total COGS | Notes Rows: Ingredients, Packaging, Direct Labor, Overhead Allocation (= monthly_overhead / monthly_volume), Freight-in, Scrap Adjustment (gross-up by 1/(1-scrap_rate)), TOTAL FULLY-LOADED COGS. Show the formula under each row in italics. 2. SENSITIVITY TABLE (±10%) Columns: Driver | -10% COGS/unit | Base COGS/unit | +10% COGS/unit | $ swing | Rank by swing Run sensitivity on every line item. Highlight the top 2 swing drivers. 3. THREE COST-REDUCTION IDEAS Score each on Impact (1-5) and Effort (1-5). Rank by Impact / Effort. For each: estimated $/unit savings, payback assumption, and one risk. 4. ONE-LINE VERDICT State the fully-loaded COGS/unit and the single biggest lever. If your inputs are ambiguous, ask me ONE clarifying question before computing.

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